Plus500 Review, Test & Rating in 2025

Plus500 is a leading multi-asset company that offers a wide range of financial instruments across its platforms, including CFDs, shares and futures, their availability depending on the regulation and trader’s residence. They first became famous with their CFD platform, offering more than 2800 instruments like forex, stocks, commodities, options, cryptocurrencies (availability subject to regulation), ETFs and indices. The platform is known for its user-friendly interface, offering trading on both desktop and mobile devices, as well as a comprehensive trading academy and educational resources for traders of all levels. With a strong regulatory presence and competitive fees, Plus500 is a popular choice for traders seeking a reliable and accessible trading experience.

Plus500 stands out as a reputable and user-friendly broker in the competitive world of online trading. The platform offers a range of unique features and tools that cater to a wide range of traders. Here are some of the positive aspects of Plus500:

1. User-Friendly Interface: Plus500's platforms are designed with the trader's experience in mind, offering user-friendly interfaces, intuitive navigation, and access to essential trading tools. This makes it easy for traders to navigate and use the platform.
2. Beginner-friendly approach: Plus500 offers an unlimited demo account and a Trading academy to help novice traders settle on the platform. The Trading academy provides an extensive sources for guidance, including educational videos, an ebook, webinars and a rich FAQ section.
3. Real-Time Data and Insights: Plus500's unique features provide traders with real-time data and insights, enabling them to make timely decisions based on current market conditions. This includes technical and sentiment trends to help traders stay ahead of market trends.
4. Push Notifications and Alerts: Plus500 provides push notifications and alerts to traders based on market events, price movements, and changes in its in-house trader sentiment indicator. This keeps traders informed and up-to-date on market developments.
5. +Insights Tool: The +Insights tool is a trend exploration-driven feature that allows users to explore predefined measurements, such as most bought, most sold (shorted), most profit-making positions, and more. This provides valuable insights into the current market sentiment and popular trading positions.
6. Instrument-Specific Insights: Plus500 offers an instrument-focused experience that allows users to dive deeper into individual instrument data. This includes information about the instrument's popularity, views over the past 24 hours, and sentiment trends for a comprehensive understanding of how the market perceives specific trading instruments.
7. Comparative Tools: Plus500's platforms offer comparative tools that allow traders to compare the performance of different trading instruments, strategies, and behaviors. This feature provides a comprehensive view of how various trading choices are performing in the current market environment.
8. Regulatory Compliance: Plus500 is regulated by reputable authorities including ASIC, CySEC, and FCA, ensuring that traders' funds are safeguarded and that trading activities are conducted in a fair and transparent manner.
9. Competitive Fees: Plus500 offers competitive fees for trading, with no hidden fees on CFDs and competitive spreads. This makes it an attractive option for traders looking for cost-effective trading solutions.
10. Robust Trading Environment: Plus500's platform provides a robust and secure trading environment, ensuring that traders' accounts are protected and that trading activities are conducted in a reliable and responsive manner.
11. Excellent Customer Support: Plus500's customer support is highly rated, with traders praising the prompt and helpful assistance they receive. This is particularly important for traders who may need assistance with trading-related issues or have questions about the platform.

Overall, Plus500's unique features, user-friendly interface, and robust trading environment make it an attractive option for traders seeking a reliable and user-friendly platform to trade various financial instruments.

Some of things that we disliked about Plus500 are:

1. Limited Educational Resources: Plus500 lacks comprehensive educational resources for traders, particularly beginners.
2. Limited Account Options: Plus500 does not offer micro or cent-type accounts, which allow trading with minimal risks and investments.
3. No MetaTrader 4: Plus500 does not offer the MetaTrader 4 platform, which is a popular choice among experienced traders.
4. No Automated Trading: Plus500 prohibits automated trading, scalping, hedging, and insider trading, which may limit the trading strategies available to some users.
5. Limited Alerts and Notifications: While Plus500 offers alerts and notifications, they are limited to email, SMS, and push notifications, which may not be as comprehensive as some other platforms.

Plus500 offers a wide range of financial instruments for trading, including:

1. Shares CFDs: These are contracts for difference on individual stocks, allowing traders to speculate on the price movements of various companies' shares.
2. Forex CFDs: Contracts for difference on foreign exchange rates, enabling traders to speculate on the fluctuations in currency values.
3. Indices CFDs: Contracts for difference on various stock market indices, such as the S&P 500 or the FTSE 100, allowing traders to speculate on the overall performance of a particular market.
4. Commodities CFDs: Contracts for difference on physical commodities like gold, oil, or agricultural products, enabling traders to speculate on the price movements of these goods.
5. ETFs CFDs: Contracts for difference on exchange-traded funds, which track a specific market index, sector, or asset class, allowing traders to speculate on the performance of these funds.
6. Options CFDs: Contracts for difference on options, which give traders the right but not the obligation to buy or sell an underlying asset at a specific price (strike price) before a specific date (expiry date). These options are cash-settled and cannot be exercised by or against the trader or result in delivery of the underlying security.
7. Cryptocurrency CFDs: Several popular cryptocurrencies and crypto-derivatives are available for trading as CFDs on the Plus500 platform, availability subject to regulations.

These financial instruments are available for trading on the Plus500 platform, offering a diverse range of opportunities for traders to speculate on various markets and assets.

The platform primarily makes money through the market bid/ask spread, which is the price difference between where you buy or sell an asset. This means that traders are not charged a fee for executing their buy or sell orders, but they do pay the spread, which is incorporated into the Plus500 quoted rates. However, other fees apply on the platform, which are listed below.

Spread Costs

The spread cost varies depending on the instrument being traded. For example, the spread for EUR/USD is 0.6 pips, which means that if the buy rate is 1.12078, the sell rate would be 1.12072. The spread is dynamic and can fluctuate within a range, affecting profit levels and overall strategy. Traders are reminded that such a strategy does pose a risk of a loss of capital.

Guaranteed Stop Order

If traders choose to use a Guaranteed Stop Order, they should note that it guarantees that their position closes at a specific requested rate, but it is subject to a wider spread.

Currency Conversion Fees

Plus500 charges a currency conversion fee of up to 0.7% for all trades on instruments denominated in a currency different from the currency of the account. This fee is reflected in real-time into the unrealized net profit and loss of an open position.

Overnight Funding

Plus500 charges an overnight funding amount, which is either added to or subtracted from the account when holding a position after a certain time (the "Overnight Funding Time"). The overnight funding time and the daily overnight funding percentage can be found in the "Details" link next to the instrument's name on the main screen of the platform.

Inactivity Fee

Plus500 charges an inactivity fee of up to USD 10 per month if the account is inactive for at least three months. This fee is charged once a month from that moment onwards, as long as no login is made to the account.

Withdrawal Fees

Plus500 does not charge a basic withdrawal fee, but some transactions may incur fees determined and levied by the payment issuer or bank.

Plus500 is a well-established online trading company that offers a wide range of financial instruments, including CFDs, shares and futures across three platforms and specific regulations. The company was founded in 2008 and is headquartered in Israel, currently it also has a working subsidiary in the UK. Plus500 is a regulated broker, overseen by multiple financial authorities across the world, indicating that the platform operates with transparency, integrity, and responsibility for its clients.

The company currently offers three platforms to their clients while planning on expanding to more markets.

Feature	Plus500CFD platform	Plus500 Invest platform	Plus500Futures platform
Best For	Experienced Traders	Stock Traders	US citizens wanting to trade futures
Availability	ASIC, FCA, CySEC, FMA, MAS, FSCA, FSA Seychelles, EFSA, DFSA	CySEC	CFTC, NFA
Markets	Forex, indices, commodities, stocks, options, ETFs, futures, crypto (2800+ assets)	Shares, (2700+ assets)	Future contracts (50+)
Fees	Variable spreads, overnight funding, currency conversion fee, inactivity fee, higher spread for GSOs	$0.006 on US stocks, 0.045% on UK, IT, FR, DE stocks	Standard contract commission* $0.89 Micro contract commission* $0.49 Liquidation fee per contract $10
Platforms	Plus500CFD Webtrader	Plus500Invest Webtrader	Plus500Futures Webtrader
Trade Size	1 Unit, variable for each instrument	From 1 share	1 contract
Leverage	Up to 1:30 (ASIC, FCA, CySEC, FMA, FSCA, DFSA, EFSA), 20:1 (MAS), 300:1 (SFSA)	Not available	Depending on each instrument
Special Features	Advanced tools, real-time quotes, guaranteed stop loss	Free market data, advanced trading tools	Futures academy
Account Opening	Unlimited demo, $100 minimum deposit	$100 minimum deposit	Unlimited demo, $100 minimum deposit

The Plus500CFD platform operates in more than 50 countries in the world, providing traders with access to more than 2800 instruments in seven categories -
forex, cryptocurrencies (availability subject to regulation), stocks, commodities, indices, options, and ETFs, all available for trading with leverage. There are two types of accounts on the platform - demo and real. The demo account offers unlimited trading as it has no time restriction and also has the same features as
the real account, so the traders can get a feel of the Plus500 platform with fictitious money. The real account requires a minimum deposit of $100 to start,
along with passing the mandatory requirements to verify the account and fill out a questionnaire to determine the trader’s experience.

The Plus500Invest platform on the other hand gives traders the opportunity to trade with more than 2700 real shares from 17 exchanges around the world.
However, this one is available in specific European countries only so one should check if they can access the Invest platform.

In recent acquisitions, Plus500 expanded on the US market with a future contracts platform, where more than 50 futures are at the disposal of traders to
negotiate. The platform also comes in demo and real trading accounts, allowing US traders to practise first before diving in.

Plus500 is known for its competitive trading environment, offering low minimum deposits, competitive spreads and no hidden fees. The platform also provides a range of trading tools, including market data, analysis charts, and educational resources. Additionally, Plus500 offers a mobile trading app, allowing traders to access the platform on-the-go.

The company has a strong financial performance, with consistent revenue growth over the years, reaching $726.2 million in 2023. Plus500's EBITDA margin has been consistently above 50%, indicating efficient operations. The platform has a significant customer base, with a commitment to innovation and customer experience, ensuring a reliable and competitive trading environment.

Plus500's proprietary technology stack supports its customers in every step of their journey with the platform, from marketing to onboarding, product usage, and customer service. The company's technology infrastructure is robust, with a powerful CRM platform, cyber security, and anti-fraud protection features. Plus500's scalable and reliable system architecture and platforms capabilities cater to its customers' trading activities.

The company offers a comprehensive CFD platform that is aimed at traders around the world. Plus500 provides access to a portfolio of over 2800 instruments, allowing trading of stocks, indices, commodities, forex, ETFs, and options.

Plus500 has a simple, easy-to-use site, with an especially well-designed mobile platform, popular for traders looking to trade multiple asset classes. The platform is fully compliant with all the necessary financial regulations and procedures, ensuring proper operations.

Deposit:

At Plus500, the minimum deposit amount varies according to the payment method and the trader's country of residence. Generally, the minimum deposit requirement is $100 or its currency equivalent (€/£) for online bank transfers, electronic wallets, and credit/debit card payments. For wire transfers, the minimum deposit is higher at $500. Deposits made through electronic wallets or credit/debit cards are typically reflected in the trader's account within minutes, while bank transfers may take up to five days to process.

Withdrawal:

Withdrawal requirements and processes at Plus500 are designed to ensure a smooth and secure experience for traders. The minimum withdrawal amount for bank transfers is $100 (or the currency equivalent) or the available account balance, whichever is lower. For e-wallet withdrawals, the minimum is $50 (or equivalent) or the available balance, whichever is lower. Plus500 does not charge any withdrawal fees for bank transfers, credit/debit cards, or e-wallets. However, if traders request a withdrawal amount below the minimum, they may be charged a fee of $10. Currency conversion fees may also apply for withdrawals in a different currency than the account's base currency.

To request a withdrawal, traders can log into their Plus500 account, navigate to the "Funds Management" section, and follow the prompts to initiate the withdrawal process. The available withdrawal methods include bank wires, credit/debit cards, and electronic wallets (PayPal, Skrill). Cryptocurrency withdrawals are currently not supported. The processing time for withdrawal requests can vary, but Plus500 typically processes them within 1-2 business days, subject to regulatory compliance checks and any additional documentation or verification requirements. Also, the Receipt of any withdrawals may include longer timeframes, depending on your bank or financial institution.

Plus500 is a well-established online trading platform that operates under the regulatory oversight of multiple financial authorities across the world. The company's subsidiaries are authorized and regulated in different jurisdictions, ensuring that the platform operates with transparency, integrity, and responsibility for its clients.

Opportunities for trading with a regulated company:

Trading with a regulated company like Plus500 means several key points are integrated, including:

• Reputability: Trading on a regulated platform indicates that the company operates with transparency and integrity, providing a trustworthy environment for clients.
• Stringent Rules and Regulations: Regulated companies are subject to strict rules and regulations designed to protect the interests of retail clients, ensuring that trading activities are fair and transparent.

Regulatory Compliance:

Plus500 is committed to regulatory compliance, ensuring that its operations align with the requirements of the financial authorities. The company's regulatory compliance is critical to maintaining its reputation and ensuring the trust of its clients.

Tax Compliance:

Plus500 complies with tax regulations, including the US Internal Revenue Service (IRS) regulations under Section 871(m) of the US tax code. The company has an obligation to obtain documentation from customers that trade instruments that reference US equities. This includes filling out forms such as Form W-8BEN (for non-US individuals) and Form W-9 (for US citizens or residents for tax purposes).

Identity Verification:

As part of its regulatory obligations, Plus500 requires clients to verify their identity and residential address. This includes uploading photo ID and residence information, which is used to perform identity and residential address verification.

Trading Restrictions:

Plus500 has restrictions on certain trading methods, including scalping, automated data entry systems, and hedging. The company also prohibits activities such as insider trading and market abuse, (as these are illegal) and reserves the right to void all trades and/or close accounts in such circumstances.

In summary, Plus500 is a well-established and heavily regulated online trading platform that provides a competitive and secure trading environment across multiple asset classes. With a focus on innovation, customer experience, and stringent regulatory compliance, Plus500 has emerged as a trusted name in the online trading industry. Despite offering diverse trading products and tools, the platform maintains a strong commitment to transparency, fairness, and client protection through its adherence to various financial authorities' regulations. Plus500's robust technology infrastructure and scalable systems enable it to cater to a growing global customer base effectively.

Deposits

To deposit funds into your Plus500 account, follow these steps:

1. Log into your Plus500 trading platform
2. Click on "Funds" in the menu and select "Deposit"
3. Choose your preferred payment method (credit/debit card, bank transfer, e-wallet like Skrill or PayPal)
4. Enter the deposit amount and complete the transaction

Plus500 supports various base currencies, including USD, GBP, EUR, CHF, AUD, JPY, PLN, CZK, CAD, HUF, TRY, SEK, NOK, and SGD. If your account currency differs from the deposit currency, a conversion fee of up to 0.70% may apply.

Withdrawals

To withdraw funds from your Plus500 account:

1. Log into your trading platform
2. Click on "Funds" and select "Withdrawal"
3. Choose the payment method you used for your last deposit (credit/debit card, bank transfer, e-wallet)
4. Enter the withdrawal amount and complete the request

Plus500 typically processes withdrawal requests within 1-3 business days to perform security checks and verify the request. The actual time for you to receive the funds depends on the payment method and the processing time of the third-party remitter:

• E-wallets (Skrill, PayPal): typically 3-7 business days after withdrawal authorization
• Bank transfers: typically 5-7 business days from withdrawal authorization
• Credit/debit cards: Varies based on your bank's processing time

Plus500 has a minimum withdrawal amount of $100 for bank transfers and cards, and $50 for e-wallets. You can make up to 5 free withdrawals per month; subsequent withdrawals may incur a $10 fee.

Plus500 aims to process withdrawals to the same payment method used for deposits whenever possible. You may need to provide documentation to verify your payment method before withdrawing.

Plus500 offers a range of services to its clients, catering to their trading needs and providing a comprehensive trading experience. Some of the key services provided by Plus500 include:

1. Online Trading Platform: Plus500 offers an online trading platform for trading contracts for difference (CFDs), share dealing, and futures trading.
2. Premium Service: Plus500 provides a Premium Service package for Premium clients, offering a tailored experience with exclusive additional services. This includes a dedicated Premium Service client manager, expert analysis of upcoming trading events, external trading webinars, a Premium Service customer support team, and more.
3. Client Money Protection: Plus500 ensures the protection of client funds by holding them in segregated bank accounts, separating customer funds from the company's funds.
4. Trading Opportunities: Plus500 allows clients to invest in a variety of financial instruments, including CFDs, stocks, and futures, with a user-friendly and intuitive platforms. Clients can trade instrumentss, access market data, and receive round-the-clock customer support.
5. Customer Communication: All communication with customers is conducted in writing, either via email, WhatsApp or live chat. Plus500 emphasizes that legitimate emails are only sent from the plus500.com domain and never involves phone calls requesting fund deposits.
6. Sponsorships: Plus500 has engaged in various sponsorship agreements with sports clubs and organizations to enhance its brand awareness. These sponsorships include partnerships with football clubs like Young Boys, Legia Warsaw,  and the Chicago Bulls of the NBA.
7. Global Expansion: Plus500 operates in multiple countries worldwide, with subsidiaries in the UK, Cyprus, Australia, Israel, Seychelles, Singapore, Estonia, the United Arab Emirates. and more. This global presence allows Plus500 to serve clients from diverse regions and markets.

Plus500 is regulated by several financial bodies across different jurisdictions. According to the information provided:

• Plus500UK Ltd is authorized and regulated by the Financial Conduct Authority (FCA) in the United Kingdom, with the Firm Reference Number (FRN) 509909.
• Plus500CY Ltd is authorized and regulated by the Cyprus Securities and Exchange Commission (CySEC), with License No. 250/14.
• Plus500SEY Ltd is authorized and regulated by the Seychelles Financial Services Authority, with License No. SD039.
• Plus500EE AS is authorized and regulated by the Estonian Financial Supervision and Resolution Authority, with License No. 4.1-1/18.
• Plus500SG Pte Ltd holds a capital markets services license from the Monetary Authority of Singapore for dealing in capital markets products, with License No. CMS100648.
• Plus500AE Ltd is authorized and regulated by the Dubai Financial Services Authority, with License No. F005651.
• Plus500AU Pty Ltd (ACN 153301681), licenced by ASIC in Australia AFSL #417727. FMA in New Zealand FSP #486026, Authorised Financial Services Provider in South Africa FSP #47546. You do not own or have any rights to the underlying assets. Consider if you fall within
  Plus500's Target Market Distribution. Please refer to the Disclosure documents available on the website

It is important to note that the availability of cryptocurrency CFDs (Contracts for Difference) may vary depending on the jurisdiction and the client's classification as a Retail Client.

Funds Protection

All Plus500 subsidiaries adhere to regulatory requirements and hold client money in segregated accounts and they do not use client funds for hedging or speculative purposes. Traders can learn more information about the guarantees that Plus500 offers on their site Plus500.

Trader Rating